Which of the following actions is not prohibited for a public adjuster?

Beginning repairs pending adjustment of a claim is an action that is permissible for a public adjuster. This practice allows policyholders to start the repair process to mitigate further damage while the claim is being settled. Enabled by many insurance policies, this approach helps insured individuals address urgent issues before a final claim decision is made. It demonstrates a proactive stance in loss management, which can potentially benefit both the insured and the insurer by reducing overall losses.

In contrast, certain actions like soliciting clients directly, charging fees based on the claim amount, and accepting referral fees may violate regulations governing public adjusters, as they can lead to conflicts of interest or unethical practices. By allowing repairs to commence, public adjusters foster a cooperative relationship with their clients, demonstrating their commitment to supporting them through the claims process.