Which is NOT a duty of the insured under a commercial property policy in the event of a loss?

In the context of a commercial property policy, the duties of the insured in the event of a loss typically include actions to mitigate further damage, notify the insurer promptly, and provide necessary documentation related to the loss. Among these duties, filing a lawsuit against suspected parties involved in arson or intentional loss is not typically mandated.

The obligation to notify the insurer is critical for initiating the claims process, allowing the insurer to assess the situation. Similarly, protecting the property from further damage is essential to minimize losses and maintain the insured’s interests. Providing documentation is also necessary to substantiate the claim. However, the responsibility to take legal action against another party falls outside the typical duties laid out in a commercial property policy. This duty is often associated with the insured’s right to pursue recovery from third parties, rather than an obligation under the insurance contract itself. Therefore, it is correct to identify this option as not being a duty of the insured in the event of a loss.