Which duty is NOT required of the insured in the event of a loss?

In insurance practices, the duties of an insured in the event of a loss typically include reporting the loss to the insurance company, taking reasonable steps to protect the property from further damage, and filing a proof of loss form, which is a formal declaration of the damages claimed.

The option related to determining if the agent is still appointed with the insurance company is not typically regarded as a duty of the insured during a loss. This process is more aligned with the administrative responsibilities of the insurance company and the agent rather than the obligations of the policyholder. The insured's focus should be on immediate steps to mitigate damage and ensure that the insurance claim process is initiated properly.

Thus, identifying the status of the agent is irrelevant to the insured’s responsibilities in the aftermath of a loss, making it the correct selection for the option that is not required of the insured.