What aspect of the claim must the public adjuster handle?

Negotiating settlements with the insurer is a primary responsibility of a public adjuster. Public adjusters advocate on behalf of the policyholder to secure a fair and equitable settlement for their claims. This involves communicating with insurance companies, presenting evidence, and leveraging their expertise in policy terms and industry practices to negotiate the best possible outcome for the client.

While public adjusters may provide information on the validity of claims or interpret coverage limits, these responsibilities are often secondary to their role in actively negotiating settlements. Additionally, drafting policy language is typically outside the realm of public adjusters’ duties; it is primarily the responsibility of insurance companies and legal professionals. Therefore, the focus on negotiation highlights the critical role that public adjusters play in representing the interests of policyholders during the claims process.