How many days does an insured have to complete and submit a signed sworn proof of loss?

The correct answer highlights that in Illinois, an insured is typically required to complete and submit a signed sworn proof of loss within a 60-day period following a loss. This time frame is established to ensure that claims are promptly finalized and that the insurer has all necessary documentation to assess and process the claim effectively.

Submitting a sworn proof of loss is a critical procedure, as it serves as a formal declaration detailing the specifics of the claim. By setting a deadline of 60 days, the law encourages policyholders to gather the relevant information and submit it in a timely manner, which helps both the insured and the insurer manage their responsibilities and expectations regarding the claims process.

In some cases, extensions may be granted, but the standard timeline is 60 days, making it crucial for policyholders to be informed and proactive about their claims and submissions.