Commercial property insurance would exclude which of the following acts of vandalism?

The correct choice highlights that commercial property insurance typically covers vandalism to physical structures and business equipment, but may have specific exclusions regarding certain items, such as landscaping.

In the context of commercial insurance policies, coverage for vandalism is usually designed to protect against damage that directly impacts the business operations or the property itself. While damage to a storefront window and destruction of business equipment are generally covered as they are integral to the functioning of the business, landscaping is often considered part of the outdoor aesthetic rather than a critical component of the business's physical operation.

Damage to advertising signs, although it might seem relevant, is more closely associated with property used for the business's advertisement, and may have specific provisions in the insurance policy regarding damage. Given the nature of landscaping, it is often excluded because insurers may view it as less critical compared to more direct impacts on the business property or equipment. Therefore, the exclusion of vandalism to landscaping aligns with how insurance policies may be structured, focusing on protecting the essential elements of the business.